
Your
Financial
Dictionary


Our goal is to ensure that every single one of our patients has the best chance possible at affording our fertility treatment plans.
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Preauthorization is a requirement from your health insurance company that your doctor obtain approval from your plan before it will cover medical costs.
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Medical necessity refers to a decision by your health insurance plan that your treatment, test, or procedure is necessary for your health or to treat a diagnosed medical problem.
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A copayment or a copay is a fixed amount for a covered service, paid by a patient to the provider of service before receiving the service.
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Coinsurance is your share of the costs of a health care service. It's usually figured as a percentage of the amount we allow to be charged for a service.
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In an insurance policy, the deductible is the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses.
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Out-of-pocket maximum is the most you have to pay for covered services in a plan year. After it is spent, your health plan pays 100% of the covered benefits.
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The lifetime maximum insurance benefit is the maximum dollar amount that your insurance company will pay for your infertility treatment.
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