Your
Financial
Dictionary
Our goal is to ensure that every single one of our patients has the best chance possible at affording our fertility treatment plans.
Learn More arrow_rightPreauthorization is a requirement from your health insurance company that your doctor obtain approval from your plan before it will cover medical costs.
Learn More arrow_rightMedical necessity refers to a decision by your health insurance plan that your treatment, test, or procedure is necessary for your health or to treat a diagnosed medical problem.
Learn More arrow_rightA copayment or a copay is a fixed amount for a covered service, paid by a patient to the provider of service before receiving the service.
Learn More arrow_rightCoinsurance is your share of the costs of a health care service. It's usually figured as a percentage of the amount we allow to be charged for a service.
Learn More arrow_rightIn an insurance policy, the deductible is the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses.
Learn More arrow_rightOut-of-pocket maximum is the most you have to pay for covered services in a plan year. After it is spent, your health plan pays 100% of the covered benefits.
Learn More arrow_rightThe lifetime maximum insurance benefit is the maximum dollar amount that your insurance company will pay for your infertility treatment.
Learn More arrow_rightTo Avoid Unwanted Healthcare Billing
Surprises, be sure to ALWAYS:
• Ask your insurance company what costs you
must pay out of pocket for your doctor visit,
test, procedure, or surgery.
• Bring your most up-to-date insurance
card(s) to every doctor appointment
and health care visit.
Manhattan Location
115 East 57th St, Floor 11
Manhattan, NY 10022
Westchester Location
280 North Central Ave, Suite 303
Hartsdale, NY 10530
Long Island Location
300 Garden City Plaza, Suite 220
Garden City, NY 11530
Monday-Friday
7:00am – 5:00pm
Saturday
8:30am – 3:00pm
Sundays & Holiday Hours
By Appointment only
(By Appointment Only)
Monday-Friday
6:45am – 12:00pm
Saturday
7:30am – 11:30am
Sundays & Holidays – By Appt
Westchester Location
MWF: 7:00am – 9:00am