
Coinsurance


Coinsurance is your share of the costs of a health care service. It’s usually figured as a percentage of the amount we allow to be charged for services. You start paying co-insurance after you’ve paid your plan’s deductible.

For example, you’ve paid $1,500 in health care expenses and met your deductible. When you go to the doctor, instead of paying all costs, you and your plan share the cost. For example, your plan pays 70 percent. The 30 percent you pay is your coinsurance.

Generally speaking, plans with low monthly premiums have higher coinsurance, and plans with higher monthly premiums have lower coinsurance.
To Avoid Unwanted Healthcare Billing
Surprises, be sure to ALWAYS:
• Ask your insurance company what costs you
must pay out of pocket for your doctor visit,
test, procedure, or surgery.
• Bring your most up-to-date insurance
card(s) to every doctor appointment
and health care visit.

Manhattan Location
115 East 57th St, Floor 11
Manhattan, NY 10022
Westchester Location
280 North Central Ave, Suite 303
Hartsdale, NY 10530
Long Island Location
300 Garden City Plaza, Suite 220
Garden City, NY 11530
Monday-Friday
7:00am – 5:00pm
Saturday
8:30am – 3:00pm
Sundays & Holiday Hours
By Appointment only
(By Appointment Only)
Monday-Friday
6:45am – 12:00pm
Saturday
7:30am – 11:30am
Sundays & Holidays – By Appt
Westchester Location
MWF: 7:00am – 9:00am
