Finance

Funding your fertility

Explore affordable IVF options at Generation Next Fertility. Learn about insurance coverage, flexible payment plans, and how we can tailor fertility treatments to fit your budget.

We understand the different financial needs of our patients and accept a variety of payment options, including select commercial insurance providers and fertility-specific benefits from agencies like Progyny, Carrot, and Stork Club. In addition, we offer the flexibility to pay for treatment using a Health Savings Account (HSA), Flexible Spending Account (FSA), or through our trusted fertility financial partners like Maven.

Our goal is to provide you with the resources and support you need to make your fertility journey less financially fraught. To make every step of your fertility journey easier and more fulfilling.

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Insurance Accepted by Next Generation Fertility Center

Please note that insurance coverage and benefits may vary depending on your location and specific program. To ensure that you begin your journey with confidence, please have your insurance information ready before your appointment so that we can verify your benefits prior to your initial consultation.

Whether you’re trying to conceive, starting IUI or IVF, seeking a surrogate or considering adoption, Maven makes it easy to access financial, clinical and emotional support. Through Maven’s digital platform, you can review your benefits, ask a care advocate any questions you may have, and receive 24/7 virtual support from more than 30 types of healthcare providers and specialists, all in one place. Generation Next Fertility is proud to be part of Maven’s Clinic Performance Network and exceeds its rigorous quality and patient satisfaction standards.

Maven

Blue Cross Blue Shield

United Healthcare

Aetna

Cigna

Oscar

GHI

Magnacare

Progyny

Winfertility

Carrot

1119 SEIU or known as 1119

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"What if I don't have insurance?"

Our goal is to ensure that every patient has the best chance of being able to afford our fertility treatment program. In order to alleviate and/or eliminate any potential financial burden, we have partnered with many financial lenders to provide financing for our fertility treatment program. Click to learn more about our financing and lender programs.

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Fertility and Finance Frequently Asked Questions

The financial aspects of fertility treatment can be complex. To help you better understand your coverage and options, we have compiled a list of key questions to ask your insurance provider. For a more detailed and personalized evaluation of your plan, we highly recommend scheduling an appointment with our team.

Is Generation Next Fertility networked with my insurance?

Be sure to check if Generation Next Fertility and our doctors are in your insurance provider’s network. Being in network can greatly reduce your out-of-pocket costs. Please contact your insurance provider to confirm this information or, if you need a detailed review and assistance in verifying your coverage, we recommend that you schedule an appointment in advance.

Does the treatment require prior authorization?

Some insurance plans require pre-authorization, which means that you need to get approval from your insurance provider before starting a specific treatment. This step ensures that your treatment is covered by your insurance plan. Knowing this requirement in advance can prevent unexpected costs. Schedule a consultation with us and we will assist you with the pre-authorization process to ensure a smooth start to your treatment.

How does my insurance policy define "infertility"? Do I meet the criteria?

Insurance policies usually have specific definitions and criteria for infertility. Coverage may depend on these definitions and requirements may vary from state to state. Understanding these definitions and ensuring you meet the criteria is critical to obtaining insurance benefits. For a full understanding of your policy’s definition of infertility and to confirm that you meet the requirements, please schedule a consultation and our financial team will provide information based on your specific insurance plan.

Which infertility treatments are covered?

Coverage for infertility treatments such as IVF and IUI varies greatly from one insurance plan to another. Knowing which treatments are covered can help you make an informed decision about your treatment. Discussing your options with your insurance provider is crucial, but to get a more thorough understanding of how your particular plan applies to the treatment you need, we recommend that you schedule an appointment with us.

Are treatment medications covered?

Medications, whether oral or injectable, are an important part of infertility treatment and may not always be covered. Be sure to check with your provider to see if these medications are included in your plan. If these medications are not covered, Generation Next Fertility can recommend pharmacies and help you navigate discount programs. For a full understanding of your drug coverage and assistance in finding affordable options, schedule a consultation.

What is the deductible for infertility treatment?

Your insurance plan may have different deductibles for various services, including infertility treatments. Knowing your annual deductible and the specific deductibles for family planning services can help you manage your financial planning. Our financial team can analyze your deductible requirements in detail and how they apply to your treatment plan. Make an appointment with us for personalized assistance.

How many treatment cycles are covered

Insurance coverage for the number of treatment cycles, such as IVF, varies by plan. Some insurance companies may cover multiple cycles, while others may limit the number of cycles. Knowing this information up front is critical to planning your treatment journey. To get a clear picture of how many cycles your insurance will cover and to explore your options if additional cycles are needed, please have your insurance information ready when you schedule your initial consultation.

To Avoid Unwanted Healthcare Billing
Surprises, be sure to ALWAYS:

• Ask your insurance company what costs you
must pay out of pocket for your doctor visit,
test, procedure, or surgery.

• Bring your most up-to-date insurance
card(s) to every doctor appointment
and health care visit.

Office Location

Manhattan Location
115 East 57th St, Floor 11
Manhattan, NY 10022

Westchester Location
280 North Central Ave, Suite 303
Hartsdale, NY 10530

Long Island Location
300 Garden City Plaza, Suite 220
Garden City, NY 11530

Open in Google Maps
Office Hours

Monday-Friday
7:00am – 5:00pm

Saturday
8:30am – 3:00pm

Sundays & Holiday Hours
By Appointment only

Monitoring Hours

(By Appointment Only)

Monday-Friday
6:45am – 12:00pm

Saturday
7:30am – 11:30am

Sundays & Holidays – By Appt

Westchester Location
MWF: 7:00am – 9:00am

Generation Next Fertility