Finance Your Fertility Future
At Generation Next Fertility, we believe that financial constraints should never stand in the way of your family dreams. Our team works tirelessly to provide state-of-the-art IVF treatments, harmonizing cutting-edge technology with compassionate care, all within a financial framework that respects your budget and maximizes your insurance benefits.
We accept a range of payment methods, including most U.S.-based insurance providers, like Aetna, United Healthcare, and Blue Cross Blue Shield, as well as fertility-specific benefit providers like Progyny, Carrot, and WinFertility. Additionally, we provide the flexibility to pay for treatments using HSAs or FSAs.
Insurance Coverage for Fertility
Below, you’ll find a list of the insurance networks we proudly accept. It’s important to note that insurance coverage and benefits can vary by state and plan, so we encourage you to schedule an appointment for the most accurate and up-to-date information regarding your specific insurance plan. By addressing these financial aspects early on, we aim to alleviate any concerns, allowing you to fully concentrate on your fertility journey.
Flexible Financing Programs
Generation Next Fertility offers multiple Financing Options to ensure that every single one of our patients has the best chance possible at affording our fertility treatment plans. To mitigate and/or eliminate any potential financial burden, we have partnered with Future Family, Lending Club Patient Solutions, CapexMD, Walnut, and Ally to offer financing for our fertility treatment plans.
Finance FAQsFrequently Asked Questions
Every plan is different. The best way to verify whether our facility and physicians are in-network with your insurance provider is to schedule an appointment so we may verify your benefits for your particular plan.
Different insurance plans have varying definitions of infertility, and these definitions directly impact your coverage. Most require certain criteria like a specific period of trying to conceive or previous treatments. When you schedule an appointment, we can help you understand these requirements and how they apply to your situation.
Knowing which treatments are covered by your insurance, such as IVF or IUI, is vital for planning your fertility journey. Coverage can vary widely between plans. During your consultation, we can help clarify which treatments your insurance will cover and discuss alternative options if necessary.
Some insurance plans require pre-authorization for specific treatments like IVF or IUI. This means getting approval before you commence treatment. Once we’ve determined a custom-tailored treatment plan specific to your needs following your initial consultation, we’ll verify with your insurance and inform you. For more information, please see our page on preauthorization.
Understanding your deductible, both the general annual one and any specific to family planning services, is important in financial planning for your treatment. This will influence your out-of-pocket expenses. We can assist you in clarifying these deductibles when you come in for your appointment. For more information, please see our page on deductibles.
Insurance policies differ in the number of treatment cycles they cover. Some may also provide coverage for additional cycles after a failed attempt. By scheduling a consultation with us, we can help determine the extent of coverage offered by your insurance for multiple cycles.
Medications can be a significant part of the treatment cost. It’s essential to find out if your plan covers them, and if so, to what extent. During your appointment with Generation Next Fertility, we can guide you through this aspect of your insurance plan. If medications are not covered, we can provide you with information about pharmacy options and discount programs, especially if you are paying out of pocket.
