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Deductible

Deductible

A deductible is the amount you pay for health care services before your health insurance
begins to pay.

For example, if your plan’s deductible is $1,500, you’ll pay 100 percent of eligible health care expenses until the bills total $1,500. After that, you share the cost with your plan by paying coinsurance.

After you pay your deductible, you usually pay only a copayment or coinsurance for covered services. Your insurance company pays the rest.

Generally, plans with lower monthly premiums have higher deductibles. Plans with higher monthly premiums usually have lower deductibles.

To avoid unwanted health-Care billing
surprises, be sure to ALWAYS:

• Ask your insurance company what costs
you must pay out of pocket for your doctor
visit, test, procedure, or surgery.

• Bring your most up-to-date insurance
card(s) to every doctor appointment
and health care visit.

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New York, NY 10022

(Between Park Ave & Lexington Ave)

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Office Hours

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7:00am – 5:00pm

Saturday
8:30am – 3:00pm

Sundays & Holiday Hours
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Monitoring Hours

Monday-Friday
7:00am – 10:30am

Saturday
8:30am – 10:30am

Sundays & Holiday Hours
By Appointment only