
Coinsurance


Coinsurance is your share of the costs of a health care service. It’s usually figured as a percentage of the amount we allow to be charged for services. You start paying co-insurance after you’ve paid your plan’s deductible.

For example, you’ve paid $1,500 in health care expenses and met your deductible. When you go to the doctor, instead of paying all costs, you and your plan share the cost. For example, your plan pays 70 percent. The 30 percent you pay is your coinsurance.

Generally speaking, plans with low monthly premiums have higher coinsurance, and plans with higher monthly premiums have lower coinsurance.
To Avoid Unwanted Healthcare Billing
Surprises, be sure to ALWAYS:
• Ask your insurance company what costs you
must pay out of pocket for your doctor visit,
test, procedure, or surgery.
• Bring your most up-to-date insurance
card(s) to every doctor appointment
and health care visit.

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Manhattan (HQ)
Tel: (212) 641-0906
Fax: (212) 641-0522
115 E 57th St, Floor 11
New York, NY 10022
Procedures & All Appts Types
Manhattan Hours
Mon-Fri: 7:00am – 5:00pm
Saturday: 8:30am – 3:00pm
Sundays & Holidays: By Appt Only
Monitoring Hours
Mon-Fri: 6:45am – 12:00pm
Saturday: 7:30am – 11:30am
Sundays & Holidays: By Appt Only
Westchester
Tel: (914) 278-8800
Fax: (212) 641-0522
280 N Central Ave, Suite 303
Hartsdale, NY 10530
Monitoring & Consultations
Westchester Hours
Consultations
By Appointment Only
.
Monitoring Hours
Tuesday: 7:00am – 9:00am
Thursday: 7:00am – 9:00am
.
Long Island
Tel: (516) 830-2000
Fax: (212) 641-0522
300 Garden City Plaza, Suite 220
Garden City, NY 11530
Monitoring & Consultations
Long Island Hours
Consultations
By Appointment Only
.
Monitoring Hours
Monday: 7:00am – 9:00am
Wednesday: 7:00am – 9:00am
Friday: 7:00am – 9:00am